13. What will be the cost of the product after two years

Balu buys an air conditioner for \(₹\)19820 on credit. The rate of interest for the first year is 3 \(\% \)and for the second year is 10 \(\%\). Then how much will it cost him if he pays the amount after two years?

 

Answer:

  

The air conditioner will cost \(₹\) to Balu after two years.

 

[Note: Submit the answer as a whole number.]