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Answer variants:
environmental losses
human activity
man made
Natural
dangerous
geophysical
biological
serious disruption
Distinguish between Hazard and Disaster:
 
Hazard
Disaster
A
 occurrence, substance,
, or circumstance can potentially inflict death, injury, adverse health effects, and social and economic disruption.
A disaster can be generally defined as “A
 in the society causing widespread material, economic, social or
 which exceed the ability of the affected society to cope using its own resources”.
Hazards are
 and
.
Disasters are
 and
.